Secure Life Financial is an independent agency committed to superior service and support to our agents. Founded in 2011 by Fernando Espinosa (President & CEO) and Mario Diaz (Vice President & Sales Director), Secure Life Financial has developed into one of the premier agencies in South Florida, receiving various awards and accolades. Headquartered in Miami, Florida we offer products and services throughout the US.

Our focus is to create trusted partnerships with both our carriers and our agents. We represent top rated carriers that share our values and mindset and are industry leaders in the ever-growing market of life insurance with living benefits. Additionally, we value our agents and strive to offer them the tools and knowledge that will set them apart in the field and help them prosper.

Our agency provides agents with:

• Competitive products with living benefits
• Regularly scheduled product & sales training
• Great commissions
• Dedicated support staff

To connect the community with the next generation of insurance and retirement products by being the innovators in the industry through new generation products, educational programs, and a commitment to protecting people.

The Problem:

60% of the bankruptcies in the U.S. are directly tied to the uncovered medical expenses that follow a critical illness such as heart attack, stroke, and cancer.  80% of those bankrupted patients were covered with health insurance.  As the rates of critical illnesses and the costs for treatment continue to rise, more financial protection is needed for today’s American families to safeguard against financial disaster.

The Solution:

Secure Life Financial’s Living Benefits allow the policyholder to accelerate much-needed money from their life insurance policy’s death benefit in the case of a critical, chronic, or terminal Illness.  This feature allows them to bridge the gap that health insurance does not cover, and protects them from the epidemic of medical bankruptcy that has become so commonplace in America today.

Our Mission:

To eradicate the epidemic of medical bankruptcy by empowering our clients through education.  Many clients have a false sense of security regarding what their health insurance will cover in the case of an illness; others don’t know that Living Benefits exist to help them bridge that gap!  At Secure Life Financial, we aim to inform and educate America about these unforeseen risks and how they can be mitigated, one client at a time.