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Potential to accelerate cases through underwriting without an exam or fluids, if certain criteria are met
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Up to $1M in coverage offered with all rate classes available including Elite
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Uses an application (including the medical portion), a tele-interview and industry proven underwriting data tools
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Who Qualifies?
FlexLife II applicants between ages of 18-60 applying for face amounts up to a $1M and applicants between ages 61-65 applying up to $250,000 face amount.
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What rate classes are available?
Elite, Preferred, Express, Standard and substandard rate classes are available. See the product guides for full details.
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What do I need to do?
Complete the full application (including medical portion) with your client.
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What happens during the tele-interview?
The applicant will be asked additional medical questions to clarify their medical history. The interview results will be shared with the NLG underwriters who will determine if additional requirements are needed.
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How do I prepare my client for the tele-interview?
Inform your client that a representative from National Life Group will be contacting them to conduct a medical tele-interview; usually within a few hours. If they do not make contact on the rst try, they will continue to call for the next 14 days.
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Who do I call if I have questions?
Call the National Life Group Sales Desk
1-800-906-3310, Option 1