INDEXED UNIVERSAL LIFE
Indexed Universal Life (IUL) provides both premium flexibility and death benefit flexibility of a universal life policy, allowing you to adjust your insurance coverage and the premium paid according to your life insurance needs.
Indexed universal life also offers the option of having your cash value accumulate at interest based on the changes of a major market index. With IUL you have the potential to access your cash value income tax free through loans for you to fulfill your monetary obligations in time of financial emergencies or simply to supplement your retirement income.